Disclaimer

Last updated: January 2026

General Information Only

The information provided on www.StartChoicePlans.com is for general informational purposes only. It is not intended to constitute legal, tax, financial, or professional advice of any kind. ChoicePlans encourages all employers to consult a qualified CPA, tax advisor, or legal counsel before implementing any payroll tax strategy.

Savings Estimates Are Illustrative

Any savings figures, projections, or estimates presented on this Site - including references to "$617 net per W-2 employee per year," "$1,097 gross savings per employee," or any dollar amounts shown in savings tables or calculators - are based on general assumptions and are provided for illustrative purposes only.

Actual savings will vary based on a number of factors including but not limited to:

  • Number of W-2 employees and participation rate
  • Employee compensation levels and payroll frequency
  • Existing benefit structures and plan design
  • State and local tax regulations
  • IRS Section 125 plan-specific contribution limits

No savings amount is guaranteed. Results presented are not a promise or guarantee of specific financial outcomes.

IRS Section 125 Program

ChoicePlans operates under IRS Section 125 of the Internal Revenue Code, which has been federal law since 1978. References to IRS compliance, ACA alignment, ERISA, and HIPAA are based on our program design and administration practices. However, tax laws and regulations are subject to change, and employers should verify current compliance requirements with a qualified professional.

No Attorney-Client or CPA Relationship

Use of this Site or submission of any form does not create an attorney-client relationship, a CPA-client relationship, or any other professional advisory relationship between you and ChoicePlans.

Testimonials

Testimonials and client results referenced on this Site reflect the experiences of specific employers and are not necessarily representative of results all employers will achieve. Individual results will vary.

Partner Program

Income figures referenced in the ChoicePlans Partner Program section are illustrative projections based on stated payout rates and assumed referral volumes. Actual partner income will vary based on referral activity, employer enrollment rates, employee participation, and account longevity. No income guarantee is made or implied.

Contact

Questions about this Disclaimer may be directed to:
ChoicePlans
Email Us
(866) 961-5211